You've already been through enough. When a home sells at a foreclosure auction or a county tax sale for more than what was owed, that difference belongs to you — not the lender, and not the county. For 32 years, Michael J. Fox has stood beside California families and fought to get back every dollar they're owed. We make it right, at no upfront cost.
Whether your home was foreclosed on by a lender or sold at a county auction for unpaid property taxes, any amount the sale generated above what was owed belongs to you. Most former owners never claim it.
Losing a home — to foreclosure or to the county over back taxes — is one of the hardest things a family can face. For 32 years, Michael J. Fox has stood beside California families in exactly this situation and fought to get back every dollar they're owed. Here's what that means for you.
Michael J. Fox has been a member of the California Bar since 1994 and is admitted to practice before the U.S. Supreme Court — 32 years representing homeowners exactly like you.
Surplus funds cases are handled entirely on contingency. There is no fee unless we recover money for you — no upfront cost, ever.
From researching the sale to filing the claim to fighting off any competing claims, we carry the entire process from start to finish — so you don't have to.
Reach out and tell us what happened. We'll listen, review your situation, and let you know how we can help — at no cost and with no obligation.
A straightforward, four-step process from first call to funds in hand.
We research the foreclosure sale or tax auction, the county records, and determine whether surplus funds exist and who is entitled to claim them.
We prepare and file the legal claim with the county or court, handling the documentation and procedural requirements on your behalf.
If other claimants, title issues, or disputes arise, we represent your interests through negotiation or litigation as needed.
Once the claim is approved and funds are released, you receive your recovery — we're only paid if you are.
Michael J. Fox concentrates his practice on recovering money owed to California homeowners after a foreclosure sale or a property tax auction — the two most common ways families lose a home, and the two most commonly overlooked sources of recoverable funds.
When a home sells at a foreclosure auction for more than what was owed on the loan, the difference belongs to the former homeowner — not the lender. We investigate, file, and pursue these claims on a contingency basis, so there's no upfront cost to you.
Check My Eligibility →When a county sells a home at a tax-defaulted property auction to collect unpaid property taxes, any amount above what was owed — the excess proceeds — belongs to the former owner, not the county. We handle these claims the same way: on contingency, at no upfront cost.
Check My Eligibility →Michael J. Fox's practice today is concentrated on surplus funds recovery. The services below remain available on a limited, case-by-case basis for existing and referred clients — reach out and we'll let you know if we're able to help, or point you to a trusted referral.
Representing former homeowners across California — whether the sale was a mortgage foreclosure or a county tax auction — with a focus on Southern California counties.
Surplus funds recovery cases — whether from a mortgage foreclosure or a property tax sale — are handled entirely on a contingency basis. Our fee is a percentage of what is actually recovered — never a flat fee charged upfront. The limited other services we offer are billed under a separate fee arrangement discussed during your free consultation.
Michael J. Fox has practiced law in California since 1994 — 32 years standing up for homeowners and families against foreclosure abuses, wrongful lending practices, and the loss of a home over unpaid property taxes.
When a family comes to him, he doesn't see a case file — he sees people who have already lost enough and deserve someone in their corner. His approach is proactive and investigation-driven: rather than waiting for clients to bring a fully-formed case, his office researches county and court records to uncover surplus funds — from both foreclosure sales and tax-defaulted property auctions — that former owners often don't know exist.
Today, his practice is concentrated entirely on this work. He has represented hundreds of clients across California, with particular depth in the California Homeowner Bill of Rights and the surplus funds recovery process that followed the 2008–2012 foreclosure crisis and its aftermath.
Past results do not guarantee future outcomes. Every case is evaluated on its own facts.
Schedule a Free ConsultationTell us a little about your situation and we'll follow up to schedule a free, no-obligation consultation — by phone or in person.
No cost, no obligation. We typically respond within one business day.
We've received your request and will follow up within one business day. If your matter is urgent, call us directly at (714) 353-2721.
Think you may have surplus funds waiting? Find out for free.